fix(hooks): use last cumulative row for session cost in metrics bridge

`ecc-metrics-bridge.js#readSessionCost` summed the
`estimated_cost_usd`, `input_tokens`, and `output_tokens` of
every matching row in `~/.claude/metrics/costs.jsonl`. That breaks
the documented contract of `scripts/hooks/cost-tracker.js`, which
explicitly states (in its module docblock):

  Cumulative behavior: Stop fires per assistant response, not
  per session. Each row therefore represents the cumulative
  session total up to that point. To get per-session cost, take
  the last row per session_id.

Summing N cumulative rows over-counts by roughly (N+1)/2 ×. For a
session with 3 rows at 0.01, 0.02, 0.03 USD (true running total
0.03), the bridge today reports 0.06 USD. The over-counted value
feeds `ecc-context-monitor.js`, which then trips its
COST_NOTICE_USD / COST_WARNING_USD / COST_CRITICAL_USD thresholds
on phantom spend AND injects the inflated number as
`additionalContext` into the live model turn — so the agent
itself is told a wrong cost.

Reproduced on `main` before this commit:

  $ cat > /tmp/eccc/.claude/metrics/costs.jsonl <<EOF
  {"session_id":"S1","estimated_cost_usd":0.01,"input_tokens":333,"output_tokens":166}
  {"session_id":"S1","estimated_cost_usd":0.02,"input_tokens":666,"output_tokens":333}
  {"session_id":"S1","estimated_cost_usd":0.03,"input_tokens":1000,"output_tokens":500}
  EOF

  $ HOME=/tmp/eccc node -e 'const m = require("./scripts/hooks/ecc-metrics-bridge.js"); \
      console.log(JSON.stringify(m.readSessionCost("S1")))'
  {"totalCost":0.06,"totalIn":1999,"totalOut":999}

Expected: `{"totalCost":0.03,"totalIn":1000,"totalOut":500}` (the
last cumulative row).
Actual: 2× over-count.

Fix: replace `+=` with `=` in the matching branch so the assigned
values reflect the most recent row encountered. The iteration
order is file order, which is also event time order, so the last
assignment wins — exactly the contract cost-tracker writes
against.

After this commit the reproduction above returns
`{"totalCost":0.03,"totalIn":1000,"totalOut":500}`.

Regression test in `tests/hooks/ecc-metrics-bridge.test.js`:
`readSessionCost returns the LAST cumulative row, not the sum
(cost-tracker contract)`. The existing
`readSessionCost does not include unrelated default-session rows`
test happened to pass even with the bug because it only had one
target-session row — single-row sessions are coincidentally
correct under both formulas. The new test uses three rows so the
two formulas diverge.

A second issue in the same function — the 8 KiB tail-only read
silently drops older rows once a session's recent cumulative
totals scroll past that window — is fixed in the next commit.

tests/hooks/ecc-metrics-bridge.test.js

@@ -145,6 +145,45 @@ function runTests() {
     passed++;
   else failed++;
 
+  if (
+    test('readSessionCost returns the LAST cumulative row, not the sum (cost-tracker contract)', () => {
+      // cost-tracker.js writes one row per Stop event; each row is already
+      // a cumulative session total ("To get per-session cost, take the
+      // last row per session_id."). Summing across rows over-counts:
+      // 0.01 + 0.02 + 0.03 = 0.06, but the correct answer is 0.03.
+      const tmpHome = makeTempHome();
+      const originalHome = process.env.HOME;
+      const originalUserProfile = process.env.USERPROFILE;
+      try {
+        process.env.HOME = tmpHome;
+        process.env.USERPROFILE = tmpHome;
+        const metricsDir = path.join(tmpHome, '.claude', 'metrics');
+        fs.mkdirSync(metricsDir, { recursive: true });
+        fs.writeFileSync(
+          path.join(metricsDir, 'costs.jsonl'),
+          [
+            JSON.stringify({ session_id: 'S1', estimated_cost_usd: 0.01, input_tokens: 333, output_tokens: 166 }),
+            JSON.stringify({ session_id: 'S1', estimated_cost_usd: 0.02, input_tokens: 666, output_tokens: 333 }),
+            JSON.stringify({ session_id: 'S1', estimated_cost_usd: 0.03, input_tokens: 1000, output_tokens: 500 })
+          ].join('\n') + '\n',
+          'utf8'
+        );
+        const result = readSessionCost('S1');
+        assert.strictEqual(result.totalCost, 0.03, `expected last-row 0.03, got ${result.totalCost} (was the bug: 0.06)`);
+        assert.strictEqual(result.totalIn, 1000);
+        assert.strictEqual(result.totalOut, 500);
+      } finally {
+        if (originalHome === undefined) delete process.env.HOME;
+        else process.env.HOME = originalHome;
+        if (originalUserProfile === undefined) delete process.env.USERPROFILE;
+        else process.env.USERPROFILE = originalUserProfile;
+        fs.rmSync(tmpHome, { recursive: true, force: true });
+      }
+    })
+  )
+    passed++;
+  else failed++;
+
   if (
     test('readSessionCost does not include unrelated default-session rows', () => {
       const tmpHome = makeTempHome();